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DeFi Protocol Mechanics, Decoded
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stablecoins

Algorithmic Stablecoin
A <a href="https://crypto-bible.com/en/glossary/defi-basics/stablecoin/" target="_blank" rel="noopener">Stablecoin</a> design that maintains its price peg not through fiat or crypto collateral, but through algorithms and market <a href="/en/glossary/mev-microstructure/arbitrage/">Arbitrage</a> incentives that automatically adjust <a href="https://claude-me.com/en/glossary/core-concepts/token/" target="_blank" rel="noopener">Token</a> supply. With no external reserves backing it, stability depends entirely on market confidence and arbitrage mechanics.
advanced
Collateralized Debt Position (CDP)
A <a href="https://crypto-bible.com/en/glossary/blockchain-fundamentals/smart-contract/" target="_blank" rel="noopener">Smart Contract</a> vault where a user locks crypto assets as collateral in exchange for minting a decentralized <a href="https://crypto-bible.com/en/glossary/defi-basics/stablecoin/" target="_blank" rel="noopener">Stablecoin</a> against it, with collateral value required to stay above the value of the stablecoin borrowed.
intermediate
Collateralized Stablecoin
A <a href="https://rwa-bible.com/en/glossary/institutional/stablecoin/" target="_blank" rel="noopener">Stablecoin</a> type that maintains price stability using fiat currency, crypto assets, or other physical assets as reserve backing — in contrast to designs relying entirely on algorithmic supply adjustment, with stability grounded in the actual existence and value of reserve assets.
beginner
Redemption Run
A large number of <a href="https://crypto-bible.com/en/glossary/defi-basics/stablecoin/" target="_blank" rel="noopener">Stablecoin</a> holders simultaneously demanding to redeem their holdings for fiat or other assets within a short window — if this concentrated surge in redemption demand exceeds the speed the issuer can promptly process, it evolves into a liquidity crisis resembling a traditional bank run, unrelated to whether the <a href="https://rwa-bible.com/en/glossary/institutional/stablecoin/" target="_blank" rel="noopener">Stablecoin</a>'s reserves are actually sufficient.
intermediate
Stablecoin Depeg
A phenomenon where a <a href="https://rwa-bible.com/en/glossary/institutional/stablecoin/" target="_blank" rel="noopener">Stablecoin</a>'s market trading price deviates significantly from its designed target value (usually $1) — this can be a brief market fluctuation or can evolve into permanent mechanism failure, with causes and subsequent trajectories often entirely different between the two.
beginner